Best places to exchange currency in Tampa (2024)

Last updated

March 21, 2024

You've got a few options if you want to exchange currency in Tampa. Whether you’re buying travel money in cash, looking for secure ways to cut the costs of making ATM withdrawals abroad, or sending money to someone overseas, we’ve got options for you.

You might decide to pop into a physical currency exchange store in Tampa - but many customers will find it more convenient to pick up a low cost travel card instead, for on the go payments, cash withdrawals and easy to convert currencies with great exchange rates.

Visa Debit CardDelivered in TampaMid-market rate

3 best places to exchange money in Tampa

The best place to exchange currency in Tampa does depend a lot on where in the city you are, and which currencies you need. You'll need to do a bit of your own research - but to start you off, we've detailed 3 of the top rated exchange services in Tampa, according to Google.

Contact

• Phone: (813) 637-9500
• Website: http://flcurrencyexchange.com/
• Address: 250 Westshore Plaza, Tampa, FL 33609, USA

Opening hours

• Monday: 12:00 - 7:00 PM
• Tuesday: 12:00 - 7:00 PM
• Wednesday: 12:00 - 7:00 PM
• Thursday: 12:00 - 7:00 PM
• Friday: 12:00 - 7:00 PM
• Saturday: 12:00 - 7:00 PM
• Sunday: Closed

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Contact

• Phone: (813) 278-8734
• Website: http://spotcurrency.net/
• Address: 1111 Oakfield Dr Suite 115c, Brandon, FL 33511, USA

Opening hours

• Monday: 10:00 AM - 4:00 PM
• Tuesday: 10:00 AM - 4:00 PM
• Wednesday: Closed
• Thursday: 10:00 AM - 4:00 PM
• Friday: 10:00 AM - 4:00 PM
• Saturday: Closed
• Sunday: Closed

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Contact

• Phone: (813) 876-0806
• Website: n/a
• Address: 3231 W Columbus Dr, Tampa, FL 33607, USA

Opening hours

• Monday: 9:00 AM - 5:30 PM
• Tuesday: 9:00 AM - 5:30 PM
• Wednesday: 9:00 AM - 5:30 PM
• Thursday: 9:00 AM - 5:30 PM
• Friday: 9:00 AM - 5:30 PM
• Saturday: 9:30 AM - 3:30 PM
• Sunday: Closed

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Depending on your needs and preferences, you may want to choose between banks, currency exchange shops and online platforms to exchange currency conveniently in Tampa. It’s worth noting that to keep customers safe, and to comply with the law, it’s common for exchange services to ask for ID when you buy foreign currency. Get ready by having your photo ID, such as a passport or driving license, with you when you arrange your exchange.

If you’re planning on exchanging currency with a bank, you’ll need to double check the travel money and exchange options available. Many banks only offer exchange to customers who already have an account - plus you might have to order online in advance, particularly if you’re looking for a more exotic currency. If your local bank offers currency exchange to people who aren’t customers, bear in mind that you’ll need to take an ID document along with you to collect your cash.

To exchange currency in Tampa using a bank:

1. Check that the bank you've picked offers currency exchange
2. Make sure the currency you need is available - you may need to order ahead
3. Visit a branch with cash, or order online, depending on the bank's process
4. Take your travel money instantly, or collect in branch later - remember your ID document if you're not a customer

To exchange currency in Tampa using a currency exchange service:

1. Decide if you'll visit a currency exchange store in person to exchange, or order ahead
2. Place your order online and pay by card or with BPAY, or visit a branch with cash
3. Take your travel money instantly, or collect in branch later - you'll need to take along your ID document when you visit the branch to place a collect your order

To exchange currency in Tampa online:

1. Choose an online currency exchange service which suits your needs
2. Order your travel money or travel money card, following their specific process
3. You'll normally need to upload an image of your photo ID document for verification
4. Your money or card can be delivered to home or collected, depending on the provider you pick

Factors to consider when choosing an exchange provider in Tampa

Before you pick the right Tampa currency exchange option for your needs, do a little shopping around. Compare the available options, looking at the costs involved, how safe they are, and what customers say about them.

When considering costs make sure you check both the exchange rate and the fees charged. It's common for services to state there's no commission, when the costs have simply been added into the exchange rate being used.

Double check safety by picking a reputable and licensed provider. If you're exchanging money at a major bank you can rest assured it's licensed. If you're using physical currency exchange stores it's worth asking how they're regulated - and with online providers you can usually find everything you need in a footnote on the website, including licensing details.

Finally, ask around for personal recommendations from friends and family in Tampa, and use online resources like Google reviews and Trustpilot to make sure previous customers are positive about any service you might pick.

Best foreign currency exchange rates in Tampa

Exchange rates can be confusing. It can often seem like every bank, exchange store or online service has their own rate - and choosing can feel daunting.

The key to getting the best currency exchange rate in Tampa is to understand the mid-market exchange rate for your currency pair. The mid-market rate is the rate used when trading on global markets - the one banks and currency exchanges get when they buy or sell currencies themselves. However, providers usually don't pass on this rate to customers - they'll add a percentage markup or margin, which is a fee, to the rate offered to retail customers buying or selling relatively small amounts of currencies.

You can take the mid-market rate for your currency as a good benchmark when measuring up your options for currency exchange in Tampa. Find the mid-market rate on Google, and then look for a provider which offers this or as close as possible to it.

Another good bet is to pick a travel money card from a service like Wise which offers currency exchange which uses live mid-market rates, with the fees split out for clarity and transparency.

When is the best time to exchange currency

Exchange rates change a lot, based on the demand in global markets. That means that there's no best time for currency exchange, but tracking the market can certainly help you spot a good deal when one becomes available.

Keep an eye on the mid-market rate for your currency, using any of our handy tools, and watch how it's changing over time. It's also possible to set up rate alerts online which can help you learn when a rate hits the level you're looking for. If you're planning on converting cash - or if you have a travel money card - you can lock in the rate by buying your foreign currency at that point.

No matter how good a deal you think you're getting, be sure you're picking a safe and reputable provider for your exchange. If it sounds too good to be true it probably is.

Tips for finding the best currency exchange rates in Tampa

Here are a few final ideas on how to find the best exchange rates in Tampa, no matter which currency you need to buy:

• Compare the available rates across different providers close to you and online - and be sure to check for any additional fees or commissions which can push up costs significantly
• Use online currency converters or mobile apps to stay updated on the current exchange rates for your currency pair, and buy when the time's right
• Consider using an online alternative such as Wise or https://revolut.ngih.net/c/2840549/1471653/9626(https://revolut.ngih.net/c/2840549/1471653/9626?subid1=exiap-com&subid2=guides&subid3=guides%2Fcurrency_exchanges_best_in_tampa_florida) so you can instantly convert currencies using just your phone, wherever you're ready

Why buy foreign currency in Tampa?

Getting your foreign currency in Tampa may offer a better deal compared to buying it from the airport or in your destination country. Airport exchange services know they have a captive audience and can add in extra fees and exchange rate hikes, pushing up the price you pay. Exchanging money in your destination eats into your precious holiday time - plus you may be targeted by unscrupulous money changers with bad rates.

Here are a few good reasons to exchange your currency in Tampa:

• As you have time to shop around, you may find you can get better exchange rates
• Buying currency close to home (or even without leaving home) offers speed and convenience
• It's far easier to check the safety and reputation of a provider you know, rather than picking one at your destination
• You won't need to waste your holiday standing in line in a currency exchange store - you can get on with your trip instead

Conclusion

There are a few different ways you might want to currency in Tampa. You could head to a bank, choose a physical currency exchange service, or go for an online option.

There are also some great travel money cards from providers like Wise and Revolut which allow you to order a card online or in an app, top up remotely, and spend or make withdrawals overseas easily. Travel money cards are secure and often offer better exchange rates and lower overall costs compared to switching currency at the airport or in a physical location in your destination.

Use this guide to figure out which currency exchange in Tampa might be best for you, and don't forget to also take a look at travel money cards to see if popping one in your wallet can help you save.

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